Find St Louis MO Used Car Dealers

• When you need great car deals in Missouri the first thing you must do is find the best used car dealers in St Louis, MO to make things easy. There are a large number of different established dealerships that you can visit near your home, and some of them are loyal to certain manufacturers.
  
  By taking the time to know which dealers are under the ownership of a specific company you can actually be in line to get great used cars for sale for an affordable price. However, a handful of people tend to think that local small time dealers offer the best deals, but that is far from the case at all.

• Franchise Dealerships vs. Local Car Lots in Missouri

   
  From first glance there is a clear difference between a dealership that is apart of franchise and one that is simple and, "mom and pops", style dealer. The biggest hints are the sign out front and the similar brand of cars out front, as a large Ford sign and line up of used Fords for sale tend to point to it being apart of the Ford franchise. However, there are cases where you may find other automobiles available that are not directly connected, such as used GMC autos being sold along side pre-owned Chevrolet cars at a Chevy dealer.
  
  On the other hand, most local dealers tend to show off a wide variety of automobiles on display from different manufacturers. The reason this occurs is because they have no direct ties to set company, and instead must take what ever makes and models that are able to find.
  
  The biggest difference that is seen with these two establishments usually is seen in the level of quality you find among their inventory. This is largely because a small time car lot is more likely to sell their second vehicles as-is with few to no repairs done. However, a franchise dealer is more likely to have certified mechanics do some work on them, which is where certified used vehicles come into play.

• Used Car Loans at St. Louis Dealerships

   
  By choosing to work with a highly established dealer you're much more likely to have the choice of purchasing used autos in the St. Louis area that are considered, "certified". What this means is that the dealer has sent a previously owned automobile back to the manufacturer to have certain problems fixed. There are no serious changes to the appearance, mileage, or features it has only been repaired by a certified mechanic, so you can't expect to find used Hondas for low cost and expect them to be like the new models.
  
  One of the reasons that this is such a great commodity to have is that when these vehicles are made available, it is like you are purchasing a new car for a very low price. Not to mention most dealers are willing to throw in warranties that last for a considerably long time, such as 6-year warranties for used Hyundai vehicles and previously owned Kias as well.

• Certified Pre-Owned Vehicles in St. Louis, MO

   
  By choosing to work with a highly established dealer you're much more likely to have the choice of purchasing used autos in the St. Louis area that are considered, "certified". What this means is that the dealer has sent a previously owned automobile back to the manufacturer to have certain problems fixed. There are no serious changes to the appearance, mileage, or features it has only been repaired by a certified mechanic, so you can't expect to find used Hondas for low cost and expect them to be like the new models.
  
  One of the reasons that this is such a great commodity to have is that when these vehicles are made available, it is like you are purchasing a new car for a very low price. Not to mention most dealers are willing to throw in warranties that last for a considerably long time, such as 6-year warranties for used Hyundai vehicles and previously owned Kias as well.

• Used Car Loans at St. Louis Dealerships

  One characteristic that does seem to stay consistent with franchised car lots and local dealers is the ability to offer auto financing opportunities to consumers. The only discrepancy that might arise between these establishments is with the type of credit scores you need in order to qualify for used car loansin St. Louis, Missouri. The table below can clearly help with determining which types of rates you can expect to receive depending on your credit score.
   

  Credit Ratings	Credit Description	Expected Rates
  800 or more	Excellent Credit	Best Interest Rates
  750-799	Great Credit	Best Interest Rates
  700-749	Good Credit	Best Interest Rates
  650-699	Above Average Credit	Good Interest Rates
  600-649	Average Credit	Low Interest Rates
  550-599	Sub-Prime Credit	Average Interest Rates
  500-549	Bad Credit	High Interest Rates
  499 or Less	Horrible Credit	Very High Interest Rates

 
• In most cases a dealer will be looking for an applicant that has a credit rating that is at least close to average to consider approving them, but that's not always the case. If you're a person who is currently dealing with a bad credit score the best chance you have is to utilize a local auto dealer in your area or a St. Louis buy here pay here dealership. However, you can still try franchise car lots and utilize down payments and trade-ins to help your chances of qualifying for auto financing with poor credit.
  
  So if you were never sure about heading to a dealership near you home before you may want to reconsider your decision. Also with the help of FindCarsUnder.com you will find that we can also help direct you towards some of the most established used car dealers in Missouri. This way you can be guaranteed to locate the best automobile for yourself, while also receiving great auto financing as well.

• Where Can I Find Used Car Dealerships in My Area

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